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Business & Tax Calculators

GST on invoices, capital gains, trading brokerage, stamp duty by state, professional tax — for businesses, traders and property buyers.

From the small-business owner reconciling GSTR-1 to the equity trader checking net brokerage, this section covers the tax and cost calculations that matter outside salary income. The Capital Gains calculator is updated for Budget 2024 — equity LTCG at 12.5% with ₹1.25L exemption, equity STCG at 20%, and property LTCG at 12.5% without indexation (with the 20% with-indexation option for pre-July-2024 properties).

The Brokerage calculator includes every charge an Indian discount broker passes through: STT, exchange transaction charges, SEBI fee, stamp duty (state-specific) and 18% GST on brokerage and exchange charges. It supports equity delivery, intraday, futures and options.

GST quick reference

Five rates: 0% (essentials, books), 5% (transport, packaged food), 12% (processed food, mobiles), 18% (most services, electronics), 28% (luxury, automobiles, often + cess). Intra-state sale → CGST + SGST split equally; inter-state → IGST in full.

Registration is mandatory above ₹40 lakh turnover (₹20 lakh for services), or for any inter-state taxable supply or e-commerce sale. Composition scheme (1-6%) is available for turnover under ₹1.5 crore but with restrictions.

Capital gains — what changed in Budget 2024

  • Equity LTCG: 10% → 12.5%; exemption raised from ₹1L to ₹1.25L.
  • Equity STCG: 15% → 20%.
  • Property LTCG: 20% with indexation → 12.5% without indexation. Properties bought before 23 July 2024 can opt for the older method if it gives a lower tax.
  • Gold/jewellery: long-term holding period reduced to 24 months; LTCG at 12.5%.
  • Debt MF: post-Apr-2023 units always at slab rate, no LTCG benefit.