Brokerage Calculator
Calculate total trading charges including brokerage, STT, exchange charges, GST, and stamp duty. Get net P&L and breakeven price for equity, intraday, F&O trades.
Trade Details
Select trading segment
Enter trade details to calculate charges
Understanding Stock Trading Charges
Every stock trade involves multiple charges: brokerage, STT, exchange charges, SEBI fee, GST, and stamp duty. These reduce your net profit. Understanding them helps you trade smarter.
Components of Trading Charges
1. Brokerage
- Discount Brokers (Zerodha, Upstox): ₹0 for equity delivery, ₹20 or 0.03% for intraday/F&O
- Full-Service Brokers: 0.1% - 0.5% of turnover
- Charged on: Both buy and sell sides
2. STT (Securities Transaction Tax)
- Equity Delivery: 0.1% on buy & sell (total 0.2%)
- Equity Intraday: 0.025% on sell side only
- Futures: 0.01% on sell side
- Options: 0.0625% on sell side (on premium)
- Paid to: Government (non-refundable)
3. Exchange Transaction Charges
- NSE: 0.00345% for equity
- BSE: 0.00375% for equity
- Applied on: Total turnover (buy + sell)
4. SEBI Charges
- Rate: ₹10 per crore of turnover (0.0001%)
- Purpose: Regulator fee
5. Stamp Duty
- Rate: 0.015% on buy side (delivery), 0.003% (intraday)
- Paid to: State government
6. GST (18%)
- Applied on: Brokerage + Exchange charges + SEBI charges
- NOT on: STT and Stamp duty
Charges by Segment
| Segment | Brokerage | STT |
|---|---|---|
| Equity Delivery | ₹0 | 0.1% buy+sell |
| Equity Intraday | 0.03% or ₹20 | 0.025% sell |
| Futures | ₹20 flat | 0.01% sell |
| Options | ₹20 flat | 0.0625% sell |
Example: Equity Delivery Trade
Trade: Buy 100 shares @ ₹1,000 → Sell @ ₹1,050
| Buy Value: | ₹1,00,000 |
| Sell Value: | ₹1,05,000 |
| Gross Profit: | ₹5,000 |
| Charges: | |
| Brokerage: | ₹0 |
| STT (0.2%): | ₹205 |
| Exchange (0.00345%): | ₹7 |
| SEBI: | ₹0.21 |
| Stamp Duty (0.015%): | ₹15 |
| GST (18% on ₹7): | ₹1.26 |
| Total Charges: | ₹228 |
| Net Profit: | ₹4,772 |
Breakeven Price
Breakeven is the minimum sell price needed to recover all costs. Formula: Breakeven = Buy Price + (Total Charges ÷ Quantity)
In above example: Breakeven = ₹1,000 + (₹228 ÷ 100) = ₹1,002.28
Impact on Returns
- Small Trades: Charges can eat 2-5% of profit
- Frequent Trading: Charges compound quickly
- Intraday: Both-side brokerage + higher risk
- Long-term Delivery: Lowest charges (₹0 brokerage)
How to Minimize Charges
- ✅ Use discount brokers (₹0 delivery brokerage)
- ✅ Trade larger quantities (fixed ₹20 spread over more shares)
- ✅ Prefer delivery over intraday (lower STT)
- ✅ Avoid over-trading (each trade = charges)
- ✅ Compare brokers (full-service 10x costlier)
Tax on Trading
- Equity Delivery (>12 months): LTCG 10% (>₹1L exempt)
- Equity Delivery (<12 months): STCG 15%
- Intraday/F&O: Income as per slab (30% for high earners)
- STT: Non-refundable, cannot claim
Common Mistakes
- ❌ Not factoring charges in profit calculation
- ❌ Over-trading (death by thousand charges)
- ❌ Using full-service brokers for delivery
- ❌ Ignoring STT impact (biggest charge!)
- ❌ Not tracking breakeven price
Pro Tips
- Calculate breakeven before entering trade
- For long-term investing, discount brokers save ₹1000s
- STT is 0.2% in delivery — biggest charge after brokerage
- Intraday has lower STT but both-side brokerage
- Track all charges in trading journal
Brokerage Calculator for Indian users
The Brokerage Calculator helps you turn a financial question into a clear number before you apply for a product, invest money, file taxes or compare alternatives. Instead of relying on rough mental math, enter your actual values and review the result, cost, return or tax impact in a structured way.
This page is designed as a practical SEO and user landing page: the calculator comes first, followed by the formula, a worked example, comparison context, frequently asked questions and links to related MONEX MINT tools. That structure helps users finish the calculation and gives search engines enough context to understand the page beyond the widget.
For best results, run at least two scenarios. Use a conservative rate for planning, a realistic market or lender rate for comparison, and a stress case to see what happens if interest rates, returns, salary, taxes or inflation move against you.
How it's calculated
Tax/Charge = Base Amount x Applicable Rate Total = Base Amount + Tax/Charge
- Base Amount — Pre-tax transaction or property value
- Applicable Rate — GST, stamp duty, brokerage or tax rate
- Total — Final payable or post-tax amount
Worked example for Brokerage Calculator
- Enter the main amount, such as loan amount, deposit, investment, income or transaction value.
- Add the rate, tenure, slab, contribution or withdrawal value used by the calculator.
- Review the calculated result and compare it with at least one alternate scenario.
- Use the related calculators below to test adjacent decisions before finalizing.
Result: The final result should be used as a decision-support estimate, then verified against the lender, fund house, tax rule, scheme document or official statement before action.
Brokerage Calculator planning checklist
| Step | What to check | Why it matters |
|---|---|---|
| Inputs | Use realistic values, not rounded guesses | Small input changes can materially alter the final result |
| Rate | Confirm whether the rate is annual, monthly, flat, reducing or scheme-specific | Wrong rate type is the most common source of bad estimates |
| Tenure | Compare short and long periods | Longer horizons can reduce cash flow but increase total cost or uncertainty |
| Tax/fees | Include taxes, fees, charges or inflation where relevant | The net result matters more than the headline number |
| Next action | Save the result and compare with related calculators | A single number is useful; a comparison is decision-ready |
Tips and best practices
- Use current official rates or lender quotes where possible.
- Compare best case, base case and conservative case before acting.
- Do not judge a financial product only by EMI, maturity value or tax saved; look at total cost and risk.
- Recalculate whenever rates, salary, tax slabs or scheme rules change.
- Use the sitemap and calculator hub to move between related tools quickly.
Frequently asked questions
What is the Brokerage Calculator?
How accurate is the Brokerage Calculator?
Can I use this calculator for Indian financial planning?
What details should I enter?
Does this replace professional financial advice?
Which related calculators should I use next?
Related calculators
MONEX MINT calculators are educational planning tools. Results are estimates and may differ from final figures issued by banks, tax departments, AMCs, employers, registrars or government scheme providers.